Prepare for a more meaningful conversation

Canadian Education & Family Benefit Planner

A quick estimate of education costs, your Canada Child Benefit, government grants and what a simple monthly savings amount could become.

A head start for their future

Why start thinking about education now?

When your child is a newborn or toddler, post-secondary education can feel a long way off. But education costs are already significant and may continue to rise. Starting the conversation early gives your family more time, more flexibility, and more opportunities to prepare.

The Government of Canada also provides incentives—including the Canada Education Savings Grant and Canada Learning Bond—to encourage families to begin saving. Even small steps today can help create more choices for your child tomorrow.

One short starting point

A few simple questions

Future education cost

Alberta university degree

$69,397

Alberta college degree

$28,809
Estimated start: 2043
Canada Child Benefit

Your estimated CCB is

Enter your income above to see an estimate.
RESP government incentives

Your potential for government grants

Enter your income above to see a simple estimate of potential education savings incentives.

A simple next step

Would you like to use some of this CCB for a savings plan?

If yes, how much would you like to save each month?

It could be worth about$32,063at age 17, including estimated government grants.

You will cover an estimated 46% of the cost of university and 100% of the cost of college.

Your next conversation

Bring the picture. We'll help build the plan.

Keep these estimates nearby for your appointment. Together, we can confirm the assumptions, talk through the available incentives and turn a long-term goal into practical next steps.

Review your plan